TODAY'S RATES *View APR disclosure.

Conventional 15 Year - Fixed
Conventional 30 Year - Fixed

FHA loans offer more flexibility

With a 640 credit score minimum and a lower down payment option, this loan program insured by the Federal Housing Association is a great option. We are here to answer your FHA questions and help you reach your mortgage goals.

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We are shifting the
status quo

  • Most Competitive interest rates in the market
  • Low lender fees available
  • Fast pre-approval gets you offer-ready
  • Simple online mortgage process
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Hear from our customers!

T Fox
Process was long but loan officer was always available to answer all our questions
Guillermo Duron so very patient with us
phillip vasquez
Nina Hussain was excellent throughout the loan process. We started speaking with her several months before officially starting the pre-approval and was with us every step of the way. Thank you
David Preece
All handled professionally and very courteously.
Moh’s Elbow Grease
Adrienne Johnson, Lauren Herero and De’lecia Lucas, your professionalism and dedication made my refinance possible. A sincere thank you on behalf of my family and me. Respectfully, Shoan.
Steven Knospe
Over all our refinance went well. Michael and Patricia were very helpful and answered questions in a timely manner. The only negative was there were a lot of extra emails generated like one system did not know what the other was doing.
Kenneth Mageson
Michael and Jennifer. Thank y’all so much and to the whole Texas Lending family. You are now part of our family. Thanks again and God Bless
Marisa Schar
I just recently got a house built through DR Horton. Of course they wanted me to finance through DHI mortgage. I did in the beginning and they showed me time and time again why we need to go a different route. My aunt and father both went through Joe Milburn at Texas Lending so I contacted him. When I tell you my very stressful process did a 360 when Joe took over. Joe and Debbie handled everything for me, got me the best deal possible, and were so accommodating and easy to work with. They made my first time home buying experience so amazing and I will never buy another house with them. I could contact Joe anytime I had a question and got an answer every time (with DHI I could never get them on the phone and barley got an email back after days of no answer). Zero stress zone when it comes to Texas Leading and Joe and I will always recommend anyone I know to them. Thank you again!
Rose Gauna
Our mortgage consultant Jason hicks and processor Nikita Sarkar took very good care of us while refinancing, I’m school and computer stuff not really a wiz, they were very patient and timely with great communication, they deserve a round of applause, they represented Texas Lending well this was my 2nd time using Texas Lending with Jason. Thank you so much!!
Jason Hayes
Great team, knowledgeable, and responsive. We were able to close quickly because Lupe and his team were on the ball the whole time. They secured us a fantastic rate, better than any other companies we talked to.
Jason Hayes
Great team, fast responses, and knowledgeable. We closed quickly and we got a great rate! A++++ experience!!!
Demitra Jarrett

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